Why RBC’s No Medical Insurance is so expensive

Have you ever thought if no one asks any questions and offers a “great deal” it may not be such a a deal.

Here is how many No Medical insurance programs works.

Limited coverage…try to get $100,000 or $1,000,000 (no way!)
It is expensive!
It may not pay out in the first two years
Their plans have a two-year waiting period on the death benefit, meaning that if the insured dies in a non-accidental death in the first two years the beneficiaries are out of luck!

If you have cancer, heart disease or high cholesterol and other health problems could you still get more coverage for less than the “No Medical” that RBC has or BMO? The answer could be yes! Call us to find out.