How big is your retirement shortfall?

Remember the last downturn in the market? It seemed to come out of the blue. What are you doing about it? Maybe you don’t know what to do. You may not even realize you may you have a problem. When you have an ache in your teeth do you see a dentist or do you wait? How about an unusual growth on your body! We get an appointment right away! We don’t wait!
Sometimes the dentist or doctor may run some tests or X-ray etc. anyway does that mean something is wrong? No but it is better to treat a problem while there still is time!