Why your Insurance money is safe and protected
- July 7, 2009
- Posted by: Brian Poncelet
- Category: Approved
No CommentsHow Does Assuris Protect You? If your life insurance company fails, your policies will be transferred to a solvent company. Assuris guarantees that you will retain at least 85% of the insurance benefits you were promised. Insurance benefits include Death, Health Expense, Monthly Income and Cash Value. Your deposit type products will also be transferred
More reasons why you need critical illness insurance!
- May 8, 2009
- Posted by: Brian Poncelet
- Category: Approved
Wait times for cancer treatment in Ontario growing longer The Canadian Press – Wed Apr. 29, 2009 A new report suggests wait times for chemotherapy in Ontario are growing longer as the aging population strains the cancer care system. The wait time for 90 per cent of patients to start treatment averaged 73 days last
Get a Second Opinion
- February 6, 2009
- Posted by: Brian Poncelet
- Category: Approved
There is a lot of talk about paying for an objective second opinion or third party to look at a portfolio to see if it is doing as well as it could in these difficult times, and whether it’s tailored to the client’s risk tolerance and retirement goals. Second opinion (second opinions plural) from (Collins
How to be your own banker!
- December 17, 2008
- Posted by: Brian Poncelet
- Category: Approved
When you buy a car how do you pay for it? Cash? Borrow from the bank. Since the bank takes deposits and loans it out at a higher interest rate this is how they make money. Suppose you could do the same with your insurance policy? If you set up the insurance policy right, you
If something happens to you, what happens to your business?…five questions to ask yourself
- January 7, 2008
- Posted by: Brian Poncelet
- Category: Approved
1) Is your business safe? 2) Is your family protected? 3) If something happens to you what happens to your business? 4) Are your finances protected? 5) Have you taken steps to protect the health of your business? There are three solutions to protect your business and your family. 1. Liquidation Thes best alternative upon
Where do you go if you need special coverage?
- December 6, 2007
- Posted by: Brian Poncelet
- Category: Approved
Where do you go if you need special coverage? There are some insurance companies that can provide coverage when no one else can…please call me for details. Examples are: Coverage for those 65 and over who lose their Group LTD (long term disability) due to age – we can offer coverage to 65 year olds who
Term Vs. Permanent Insurance
- July 18, 2007
- Posted by: Brian Poncelet
- Category: Approved
You should consider permanent life insurance if you: -have a disabled child who will need financial help later in life -have a cottage or large real estate holdings -are looking for more tax deferred shelters -are a business owner whose business has grown and is incorporated Pricing More expensive than term. However, there are pricing
Disability Buy Out
- July 9, 2007
- Posted by: Brian Poncelet
- Category: Approved
Many companies have life insurance on their partners, so in the unfortunate event of a partner’s death, shares can be bought out with the life insurance policy. But the most likely case is in fact a disability, so the partner may become – from the company’s point of view – “dead weight”. Imagine if a