Online insurance sales no threat to advisors
- November 5, 2013
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance
No CommentsIFB Summit: Given its complex nature, the majority of consumers need advice when purchasing insurance By Megan Harman | November 05, 2013 16:25 Although Canadians are increasingly going online to research products and services, the Internet does not present a threat to the face-to-face sales of insurance products by financial advisors, according to Rick Forchuk,
Rate Supermarket High Fixed Mortgage Rates and Life Insurance rates is it a scam?
- September 4, 2013
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance
I have talked about www.Ratesupermarket.ca high life insurance rates (see posts below). Now it turns out the five year fixed rates are high too! I don’t what to say except these rates despite the media spot light is not as good as they claim.
Breaking Bad and Life insurance for Bryan Cranston (Walt White)
- July 29, 2013
- Posted by: Brian Poncelet
- Category: Approved, Hollywood, Life Insurance, World News Insurance
The TV series Breaking Bad follows protagonist Walter White (Bryan Cranston), a chemistry teacher who lives in New Mexico with his wife (Anna Gunn) and teenage son (RJ Mitte) who has cerebral palsy. White is diagnosed with Stage III cancer and given a prognosis of two years left to live. During the first season I think
How big is your retirement shortfall?
- July 28, 2013
- Posted by: Brian Poncelet
- Category: Approved
Remember the last downturn in the market? It seemed to come out of the blue. What are you doing about it? Maybe you don’t know what to do. You may not even realize you may you have a problem. When you have an ache in your teeth do you see a dentist or do you
How RBC’s outsourcing is like their life insurance…more for US less for YOU
- April 14, 2013
- Posted by: Brian Poncelet
- Category: Approved, Federal Politics, Life Insurance
OK, RBC is not the only guys who got a lot of PR problems, but RBC making big bucks treating staff like %$@& and having replaced them people paid 50% less just does not smell right! Ok how does related to insurance? Well one idea is to cut areas which cost the bank money…how about
More problems with Rate Supermarket HIGH Life insurance quotes.
- March 23, 2013
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance, World News Insurance
“Do you Know These Little-Known Pitfalls, Traps and Snares of Online Insurance Quotes?” What online life insurance quotes aren’t telling you… and how this can cost you and your family THOUSANDS of DOLLARS! (And a busload of aggravation to boot.) Have you ever been tempted to use those “instant” online quotes to see how much
Is life insurance quote(s) a scam?
- January 20, 2013
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance, World News Insurance
The problem lies is areas lfe insurance calculator which reduces the insurance “needs” by subtracting RRSPs to support one’s family. Here is the rub. RRSPs are taxable! Why use RRSPs …draining retirement money to support a family? The insurance quote calculator should be used a very rough idea of cost. Here is an example Male
Why State Farm’s Life Insurance needs Calculator is FLAWED
- January 6, 2013
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance, World News Insurance
Question, if you want to find how much insurance you need you want or need should you assume you are going to sell all your RRSPs and savings as well? Of course not! Just for fun I used State Farm’s life insurance calculator to determine how much life insurance “I need”.Let say you were married
Why Kanetix.ca Life Insurance Quotes are $hundreds of dollars higher!!
- January 5, 2013
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance, World News Insurance
Here is a question. If you have a tag line that says “Compare the best life insurance rates today” should it be true?I did a quote for a male non-smoker Born Jan 4th 1965 for $500,000 on https://www.kanetix.ca/life-insurance the cost $6,035 per year. The best quote we could find was $5,395 per year! The difference
Bank on yourself in Canada…So you think term always beats whole life insurance…think again!
- October 8, 2012
- Posted by: Brian Poncelet
- Category: Approved, Life Insurance, World News Insurance
Here is a story I wrote recently on the term vs. whole life debate and the idea that “Buy term and invest the difference does not work. See link below. http://www.myownadvisor.ca/2012/09/you-think-term-always-beats-whole-life-insurance-think-again/